(1) NATIONAL INSURANCE CO. LTD. AND OTHERS Vs. RENUKABEN RATILAL LAIKA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-08-2026 Insurance Law — Group Personal Accident Policy — Absence of causal nexus between injury and death — Insured sustained a forearm fracture from falling on 29.04.2012 and died on 15.05.2013 due to a pulmonary disease — Complainant claimed accidental death benefit — State Commission allowed claim — Held, no evidence existed linking the fractured forearm to the death, which occurred due to an India Law Library Docid # 2449650
(2) M/S. TEEKAY MARINES PVT. LTD. Vs. M/S. SBI GENERAL INSURANCE COMPANY LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-08-2026 Consumer Protection Act, 1986 — Insurance Claim — Full and Final Settlement — Discharge Voucher executed under financial distress — Maintainability of Complaint — Insured executed a discharge voucher acknowledging net adjusted loss to obtain urgent funds for bank loan repayment, reserving right to balance claim — Insurer challenged maintainability on grounds of accord and satisfaction — Held, India Law Library Docid # 2449651
(3) THE CHIEF MANAGER, BANK OF INDIA Vs. M/S MALTOSE AGRI PRODUCTS PVT. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-08-2026 Consumer Protection Act, 2019 — Section 38(8) and Section 58(1) — Interim Injunction — Recovery of bank loan — Conflict with statutory recovery forums — State Commission granted interim injunction restraining Bank from proceeding with auction/recovery of mortgaged property — Debt Recovery Tribunal had already issued Recovery Certificate and DRAT dismissed appeal — Held, State Commission cannot pass interim orders inconsistent with final orders passed by competent India Law Library Docid # 2450262
(4) M/S. QUTAB GAS SERVICE Vs. BACCHI DEVI SUNITA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-08-2026 Consumer Protection — Revisional jurisdiction — Scope — Concurrent findings of fact — Gas cylinder explosion — Death due to burn injuries — Dealer contended complainant was an unregistered consumer utilizing unauthorized cylinder — Lower fora concurrently found that papers for connection transfer were processed and dealer continuously supplied gas cylinders to complainant — Revisional jurisdiction is India Law Library Docid # 2449652
(5) MANOHAR INFRASTRUCTURE & CONSTRUCTIONS PVT. LTD. AND OTHERS Vs. SNEH SOOD[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-08-2026 Consumer Protection Act, 1986 — Real Estate — Delay in delivery of possession — Award of compensation under multiple heads — Sustainability — State Commission awarded delay compensation @ Rs. 40 per sq. meter per month under agreement along with simple interest @ 6% p.a. on deposited amount and separate compensation for mental agony — Held, awarding compensation under multiple India Law Library Docid # 2449653
(6) M/S. S. V. N. BUILDTECH PVT. LTD. Vs. SURENDER PAL AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-08-2026 Consumer Protection Act, 1986 — Deficiency in Service — Delay in Possession — Refund of Amount — Builder failed to complete construction and hand over possession within agreed timeline — Builder cited delays due to NOC from Airport Authority, RERA registration, environmental restrictions, and material shortages — Held, reasons for delay are attributable to builder's own acts or omissions and not the India Law Library Docid # 2449655
(7) SRI RAMANATHAN M. Vs. PNB METLIFE INDIA INSURANCE CO. LTD. (FORMALLY KNOWN AS METLIFE) AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-08-2026 Consumer Protection Act, 1986 — Section 21(b) — Compensation — Acid attack on employee inside hospital premises — Permanent disability assessment — State Commission enhanced compensation awarded by District Forum but assessed disability at 50% — Complainant suffered permanent facial disfigurement due to acid India Law Library Docid # 2449657
(8) HDFC LIFE INSURANCE CO. LTD. Vs. DIVYA JYOTI SHIKSHA SAMITI AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-08-2026 Consumer Protection Act, 2019 — Section 2(1)(d) and Section 51(2) — Maintainability of Complaint — Locus Standi — Insurable Interest — Commercial Purpose — Society obtained loan for infrastructure upgradation and took group life insurance policy in the name of its Secretary to secure the loan — Insurer contended complaint by society was non-maintainable due to commercial loan — Held, hiring India Law Library Docid # 2449658
(9) RAKESH KUMAR GUPTA Vs. SURAYA STEEL HARDWARE[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-08-2026 Consumer Protection Act, 1986 — Section 2(1)(d) — Definition of "Consumer" — Commercial Purpose — Self-employment — Complainant, a small contractor, purchased steel pipes for executing a small construction contract to earn his livelihood — Opposite party claimed purchase was for commercial purpose — Held, purchase of goods for executing a small work contract is not primarily for earning profit by resale India Law Library Docid # 2449659
(10) TEJASWINI HOMES PVT. LTD. AND OTHERS Vs. MR. MOHAN BABURAO DIVEKAR AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-08-2026 Consumer Protection Act, 1986 — Privity of contract — Apparent authority of Director — Binding effect of corporate transactions — Developer disputed agreements and payment receipts executed by its Director claiming lack of authority, personal receipt of consideration, and subsequent cessation of directorship — Held, inter se disputes among board members or internal management cannot non-suit India Law Library Docid # 2449660
(11) SUGANDH KUMAR AND OTHERS Vs. THE UNITED INDIA INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-08-2026 Insurance Law — Standard Fire and Special Perils Policy — General Exclusion Clause No. 5 — Goods held in trust — Bailment vs Fiduciary Trust — Custom milling agreement — Paddy and rice entrusted by State Food Corporation to mill owner for processing creates a commercial contract of bailment under Sections 148 and 151 of the Indian Contract Act, 1872, establishing a bailor-bailee relationship — India Law Library Docid # 2449661
(12) HIRENKUMAR C AGHARA AND OTHERS Vs. STATE BANK OF INDIA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-08-2026 Consumer Protection Act, 2019 — Consumer Protection Act, 1986 — Jurisdiction — Matters involving cyber fraud, forgery, and criminal impersonation — Summary procedure — Complainant transferred money via RTGS into fictitious bank accounts under belief of petrol pump dealership offer — Held, consumer fora are quasi-judicial tribunals meant for adjudicating deficiency in service, not complex criminal frauds or India Law Library Docid # 2449662
(13) DEEPAK BANSAL AND OTHERS Vs. SATGURU PRATAP SINGH APOLLO HOSPITALS AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 04-08-2026 Medical Negligence — Standard of Proof and Expert Opinion — Res Ipsa Loquitur — Complication post-lumbar drain — Patient suffered transverse myelitis leading to paraplegia following lumbar drain procedure for CSF Rhinorrhea repair — Complainants alleged surgical negligence — Held: In the absence of expert medical evidence or proof demonstrating deviation from standard medical protocol, the onset India Law Library Docid # 2450263
(14) M/S. ANKUR UDYOG Vs. M/S. UNITED INDIA INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-07-2026 Insurance Act, 1938 — Section 64UM — Standard Fire and Special Perils Policy — Appointment of Final Surveyor — Preliminary surveyor conducted ad-hoc assessment — Claim amount swelled beyond Rs. 1 Crore — Insurance Company appointed a final surveyor to conduct comprehensive assessment — Challenge to appointment on ground of malafide — Held: Preliminary surveyor's report was ad-hoc India Law Library Docid # 2449665
(15) SUSHMITA MUKHOPADHYAY Vs. BELLE VUE CLINIC AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-07-2026 Consumer Protection Act, 1986 — Medical Negligence — Vicarious Liability of Hospital — Necessary Parties — Complaint alleging medical mismanagement and failure to diagnose lung carcinoma — Complainant voluntarily restricted complaint against hospital and gastroenterologist, abandoning claims against treating chest specialist and surgeon — Held, hospital can be held vicariously liable for doctors' acts India Law Library Docid # 2449663
(16) ANKIT SHARMA Vs. ROSHAN MOTORS PVT. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-07-2026 Consumer Protection Act, 1986 — Section 13(1)(c) — Purchase of vehicle — Allegation of manufacturing defect — Expert evidence — Essentiality — Complainant alleged manufacturing defect in vehicle owing to alignment issues, vibration, and low fuel average — Vehicle clocked 46,031 km in under two years and suffered three accidents — Dealer replaced certain parts like tyres, rims, and rack and India Law Library Docid # 2449664
(17) DR. SUDHEER SAXENA AND OTHERS Vs. POOJA GUPTA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 29-07-2026 Consumer Protection Act, 1986 — Section 19 — Consumer Complaint — Medical Negligence — Medical records and billing contradictions — Deceased admitted with severe cardiac ailment for biventricular pacemaker implantation — Contemporaneous X-ray report and nursing notes indicated procedure was completed on first date, and bill listed a cheaper "Double Chamber Pacemaker" — Treating doctor claimed India Law Library Docid # 2449666
(18) DR. KALIANNAN GANESAN AND ANOTHER Vs. CHANDIGARH EXTENSION DEVELOPERS PVT. LTD. (POPULARLY KNOWN AS OMAXE CHANDIGARH EXTENSION DEVELOPERS PVT. LTD.) AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 28-07-2026 Consumer Protection Act, 1986 — Section 19 — Housing — Delay in possession — Calculation of delay and grace period — Interest over contractual compensation — Allotment letter stipulated 24 months with extended grace period of 6 months — Delay rightly reckoned only after expiry of grace period, as it formed an integral part of bargain — Awarding interest over and above contractual compensation directed till India Law Library Docid # 2449667
(19) AMARDEEP SINGH BINDRA Vs. BALRAJ SINGH AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 28-07-2026 Consumer Protection Act, 1986 — Section 2(1)(o) — Consumer Protection Act, 2019 — Section 2(42) — Legal Profession — Deficiency in Service — Maintainability — Advocates engaged by complainant failed to appear before District Forum resulting in dismissal of complaint — State Commission held advocates liable India Law Library Docid # 2449668
(20) M/S. NACONS Vs. SRI SHENOY U.S. AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-07-2026 Consumer Protection Act, 1986 — Housing — Deficiency in Service — Failure to deliver possession — Builder failed to construct and deliver possession of apartment within promised period despite receiving major consideration — Held, non-delivery of apartment in accordance with terms of agreement constitutes clear breach and India Law Library Docid # 2449669