(21) THE MANAGER Vs. LIFE INSURANCE CORPORATION OF INDIA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-07-2026 Consumer Protection Act, 1986 — Revisional Jurisdiction — Finality of order in absence of appeal — Scope of revision — District Commission held employer and insurer jointly and severally liable — Employer did not file any appeal against the District Commission's order, whereas insurer appealed and was absolved by State Commission — Employer filed revision petition challenging State Commission's India Law Library Docid # 2449670
(22) PANNA AND OTHERS Vs. BHARTI AXA LIFE INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-07-2026 Consumer Protection Act, 1986 — Life Insurance — Repudiation of claim — Suppression of material facts — Non-disclosure of pre-existing disease — Life assured obtained insurance coverage in September 2017 and died in November 2017 due to heart attack — Insurer repudiated claim on ground of concealment of pre-existing ailments, including Epilepsy and Diabetes, treated shortly before applying for India Law Library Docid # 2449671
(23) NITIN MALIK AND OTHERS Vs. M/S PIYUSH BUILDWELL INDIA LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-07-2026 Consumer Protection Act, 1986 — Section 12(1)(c) — Housing Service — Unfair Trade Practice — Unilateral enhancement of Super Area and arbitrary additional demands — Builder-Buyer Agreement (BBA) enabling clauses authorizing unilateral area escalation or additional charges cannot justify opaque, unbridled extra demands without self-explanatory evidence-based calculations disclosing basis of computation — Demand for additional super area charges, revised basic sale price, preferential India Law Library Docid # 2450264
(24) ORIENTAL INSURANCE CO. LTD. Vs. M/S. MANI KARAN FILLING STATION[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 24-07-2026 Consumer Protection Act, 1986 — Section 2(1)(d), Section 17 — Maintainability of second complaint — Pecuniary jurisdiction — Commercial purpose — First complaint dismissed in default — Second complaint on same cause of action filed within limitation period is maintainable as Order IX Rule 9 CPC does not apply to consumer fora — Pecuniary jurisdiction is determined by the total value of relief and India Law Library Docid # 2449672
(25) MANIPAL CIGNA HEALTH INSURANCE COMPANY LIMITED (FORMERLY KNOWN AS CIGNA TTK HEALTH INSURANCE COMPANY LIMITED) Vs. NAKSHATTAR SINGH SOHAL AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 24-07-2026 Consumer Protection Act, 2019 — Section 51(2) — Personal Accident Insurance — Repudiation of claim — Proximate cause of death — Insured sustained severe head injuries in a road accident and succumbed after three and a half months — Insurer repudiated claim citing intervening cardiac arrest — Post-mortem report cited head injuries as cause of death — Medical records established cardiac arrest as a India Law Library Docid # 2449673
(26) RAJIV MOHAN GANDHI AND OTHERS Vs. M/S SHREYA DEVELOPWELL PVT. LTD. (RENAMED AS M/S SANGWAN HEIGHTS PVT. LTD.) AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-07-2026 Consumer Protection Act, 1986 — Builder-Buyer Dispute — Omission to order refund of upfront payment — Appellants challenged State Commission order directing refund of only bank EMI payments — Total flat cost paid included upfront booking amount paid directly to developer — Held, developer is liable to refund the India Law Library Docid # 2449674
(27) ASHOK KUMAR GOEL Vs. YES SECURITIES INDIA LTD[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 22-07-2026 Consumer Protection Act, 2019 — Section 51(2) — Advance brokerage plan — Refund of unutilized subscription fee — Onus of proof — Quantum of service utilization established from service provider's own records — Fora below dismissed complaint relying on precedent requiring consumer to prove qualitative deficiency in India Law Library Docid # 2449675
(28) M/S. CAPRI GLOBAL CAPITAL LTD. Vs. UNITED INDIA INSURANCE CO. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 22-07-2026 Consumer Protection Act, 1986 — Insurance — Directors and Officers Liability Policy — Coverage of Legal Expenses in Criminal Prosecution — Scope of Cover — Policy provided coverage for costs and expenses arising out of prosecution (criminal or otherwise) or official investigation ordered against named Directors or Officers for wrongful acts committed in their capacity — Indemnification not dependent upon India Law Library Docid # 2450265
(29) P. SUNDARANGA REDDY Vs. BRANCH MANAGER, STATE BANK OF INDIA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 22-07-2026 Consumer Protection Act, 1986 — Section 21(b) — Consumer Protection Act, 2019 — Section 58(1)(b) — Maintainability of Appeal — Revisional Jurisdiction — Interlocutory Orders — State Commission rejected applications for reopening complaint and seeking amendments — Bank contended appeal was not maintainable against interlocutory orders — Held, orders refusing amendment are interlocutory, India Law Library Docid # 2450266
(30) SMT. MEENA BAI CHELIK AND OTHERS Vs. JILA SEHKARI KENDRIYA BANK MARYADIT AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 21-07-2026 Consumer Protection Act, 1986 — Section 21 — Insurance — Group Personal Accident Insurance Policy — Joint Savings Bank Account — Deductibility of premium — Ambiguity in policy regarding coverage of joint account holders — Held, an insurance policy must be interpreted holistically to fulfill reasonable expectations of the insured, reading coverage clauses broadly and resolving ambiguities in favor of India Law Library Docid # 2449676
(31) AMAN KUMAR (MINOR) (NOW MAJOR) Vs. INDIAN OIL CORPORATION LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 21-07-2026 Consumer Protection Act, 1986 — Section 21(a)(i) — Limitation Act, 1963 — Section 5 and 6 — Condonation of delay — LPG cylinder explosion causing death of four family members — Sole surviving child a minor suffering burn injuries — Claim rejected by insurer due to two-year delay in reporting incident — Held, delay was India Law Library Docid # 2449677
(32) HARYANA SHEHRI VIKAS PRADHIKARAN (HSVP) Vs. SMT. SUDARSHAN BATRA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 21-07-2026 Consumer Protection Act, 2019 — Section 51(2) — Code of Civil Procedure, 1908 — Section 11 — Res Judicata — Maintainability of second complaint — Subsequent purchaser — Fresh cause of action — Original allottees litigated earlier regarding surrendered plot — Plot transferred by development authority to respondent during India Law Library Docid # 2449678
(33) JAGDISH PRASAD PATERIYA Vs. JILA SAHKARI KENDRIYA BANK MARYADIT AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 21-07-2026 Consumer Protection Act, 2019 — Banking Service — Deficiency in Service — Unauthorized Premature Closure of Fixed Deposits — Pendency of Criminal Investigation — Jurisdiction of Consumer Commission — Bank employees fraudulently closed fixed deposits and withdrew funds without account holders' consent — Bank pleaded ouster of jurisdiction due to pending criminal investigation India Law Library Docid # 2449679
(34) AGRA DEVELOPMENT AUTHORITY Vs. SMT. KANTA DEVI[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 20-07-2026 Consumer Protection Act, 2019 — Section 51(2) — Appeal — Conversion from Revision Petition — Delay in filing — Condonation of delay requires plausible explanation, not mere shifting of blame to counsel. India Law Library Docid # 2447857
(35) ANIL KISAN SHELKE AND ANOTHER Vs. SHUBHANGI SANJEEV SHELKE AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 17-07-2026 Consumer Protection Act, 1986 — Deficiency in Service — Failure to deliver lawful possession of flats within the agreed period, coupled with delay in obtaining statutory Completion/Occupancy Certificate, constitutes a deficiency in service and an unfair trade practice. India Law Library Docid # 2447858
(36) TATA MOTORS LTD. AND OTHERS Vs. SADHU SINGH AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 15-07-2026 Consumer Protection Act, 1986 — Deficiency in service — Sale of defective vehicle — Complainant purchased a car from a dealer, which was manufactured by Tata Motors — The car had several defects soon after delivery, which the dealer failed to rectify — The District Commission found the dealer guilty of unfair trade practice and deficiency in service, ordering a refund and compensation — The State Commission held both the India Law Library Docid # 2447859
(37) CAPITAL GREENS FLAT BUYER ASSOCIATION Vs. DLF UNIVERSAL LTD. AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 14-07-2026 Consumer Protection Act, 2019 — Sections 71 and 72 — Execution Proceedings — Consumer Protection Act, 1986 — Execution can be sought under the 2019 Act even if original complaints were filed under the 1986 Act, as the execution proceedings are governed by the law in force at the time of execution. India Law Library Docid # 2447860
(38) SHIV MANGAI SINGH Vs. RAJ KUMARI AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-07-2026 Medical Negligence — Consumer Protection — Appeal against State Commission's order finding appellant negligent in orthopedic surgery — The appellant argued that the State Commission failed to consider evidence, including affidavits and an OT register, which indicated that another doctor administered anesthesia, not the appellant. India Law Library Docid # 2447861
(39) HATSUN AGRO PRODUCT LTD. AND ANOTHER Vs. RAJKUMAR VYTHIANATHAN AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-07-2026 Consumer Protection Act, 1986 — Deficiency in service — Complaint regarding quality of milk — No expert or laboratory evidence to prove milk was defective or spurious — Liability cannot be fixed on the manufacturer without such proof India Law Library Docid # 2447862
(40) TDI INFRASTRUCTURE LTD. Vs. MS. KIRAN BALA AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 03-07-2026 Consumer Protection Act, 2019 — Section 40 — Review Application — District Forum's power to review its own order is to be exercised in its original jurisdiction, not as an executing court — A review application should be assigned a separate number and decided independently. India Law Library Docid # 2447863