(1) THE EXECUTIVE ENGINEER, JODHPUR VIDYUT VITRAN NIGAM LTD. (O&M) AND OTHER Vs. JAGDISH SINGH RAJPUROHIT AND OTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-03-2026 Consumer Protection Act, 1986 — Section 21(b) — Revisional jurisdiction of National Commission — Limited — Interference justified only if lower fora exercised jurisdiction not vested, failed to exercise vested jurisdiction, or acted illegally or with material irregularity — Not for re-appreciation of evidence — Petitioners failed to demonstrate jurisdictional error or material irregularity in appreciation of evidence by India Law Library Docid # 2440665
(2) JAYA GUPTA Vs. M/S IREO GRACE REALTECH PVT. LTD. AND OTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-03-2026 Consumer Protection Act, 1986 — Unfair Trade Practice — One-sided clauses in apartment buyer's agreement — Developer cannot compel apartment buyers to be bound by such terms — Forfeiture of amounts beyond a reasonable limit is an unfair trade practice. India Law Library Docid # 2440666
(3) DR. VIVEK K. JAIN, VIVEK JAIN HOSPITAL AND OTHERS Vs. LAKHWINDER SINGH AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-03-2026 Consumer Protection Act, 1986 — Sections 12, 21(b) — Medical Negligence — Injury to Common Bile Duct (CBD) during gall bladder surgery — Liability of doctors — Lower forums found Opposite Parties 1 & 2 liable for medical negligence and deficiency in service — National Commission upheld these findings — Revision petitions by Opposite Parties 1 & 2 dismissed — Revision petition by complainants allowed for enhancement of compensation — Opposite Parties 1 & 2 jointly and India Law Library Docid # 2440667
(4) ATC LOGISTICAL SOLUTIONS PVT. LTD. Vs. PIRAMAL HEALTHCARE LIMITED AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-03-2026 Consumer Protection Act, 1986 — Section 19 — Appeal against order of State Consumer Disputes Redressal Commission — Issue of jurisdiction — Territorial and Pecuniary Jurisdiction — Contractual clause excluding jurisdiction of certain courts — Insurance company's right to sue under subrogation — Definition of 'consumer' under the Act. India Law Library Docid # 2440668
(5) SUBASH CHANDRA SEN Vs. HDFC LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-02-2026 Consumer Protection Act, 1986 — Section 2(1)(g) and 2(1)(r) — Deficiency in Service and Unfair Trade Practice — Home Loan Disbursement — Due Diligence by Financial Institution — The National Consumer Disputes Redressal Commission held that while a Housing Finance Company (HFC) could have exercised greater due diligence, in the absence of the complainants themselves exercising reasonable care, India Law Library Docid # 2440669
(6) CANARA BANK Vs. M/S. OASYS CYBERNETICS PVT. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-02-2026 Consumer Protection Act, 1986 — Section 2(1)(d)(ii) — Definition of "Consumer" — Commercial Purpose — Bank Guarantees availed for the purpose of facilitating profit generation in a business transaction are not considered to be for a commercial purpose that excludes them from the definition of a consumer under the Act, especially when the dispute concerns the refund of commission for unutilized periods India Law Library Docid # 2440671
(7) SUNEHRI CARS PVT. LTD. Vs. GANESHARAM AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-02-2026 Consumer Protection Act, 1986 — Section 21(b) — Revisional Jurisdiction — Limited scope — Cannot be invoked for setting aside orders based solely on appreciation of facts. India Law Library Docid # 2440672
(8) NISSAN MOTOR INDIA PRIVATE LIMITED Vs. JAISON LUKOSE AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-02-2026 Consumer Protection Act, 1986 — Section 2(1)(g) — Deficiency in service — Manufacturing defect — Vehicle purchased with manufacturing defect — State Commission awarded refund of purchase price and compensation — High Court modified the order, directing refund of the principal amount without interest or India Law Library Docid # 2440673
(9) PROGRESSIVE AUTOMOBILES PVT. LTD. AND OTHERS Vs. BHAJAN DEBNATH[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-02-2026 Consumer Protection Act, 2019 — Section 2(1)(d) — Consumer — A person purchasing a vehicle for business to earn livelihood is a consumer. India Law Library Docid # 2440719
(10) MAHIPAL SINGH RANA Vs. NATIONAL INSURANCE COMPANY LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 24-02-2026 Consumer Protection Act, 1986 — Section 21(b) — Revisionary jurisdiction of National Commission — Limited to cases of material irregularity, illegality or perversity — Condonation of delay — Court has discretion but must be based on sufficient cause and acceptable explanation. India Law Library Docid # 2440720
(11) M/S. A.P. KNITWEARS Vs. SBI GENERAL INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 24-02-2026 Insurance Law — Fire Insurance Claim — Assessment of Loss — Survey Report — Admissibility and Weightage — Admissibility of Survey Report as Primary Evidence — In insurance claims, a survey report, prepared by an expert after physical inspection, is considered primary and significant evidence — It cannot be disregarded without strong contrary evidence showing arbitrariness or unreasonableness. India Law Library Docid # 2440721
(12) AKTHAR KHAN Vs. GOYAL’S MEDICAL CENTRE AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-02-2026 Consumer Protection Act, 1986 — Sections 21, 22 — Medical Negligence — Burden of Proof — Complainant failed to discharge the burden of proving medical negligence by leading cogent and convincing evidence — Mere assertions or affidavits are insufficient — Dismissed India Law Library Docid # 2440722
(13) SARITA PRAKASH AND OTHERS Vs. PALLADIUM CONSTRUCTION PVT. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 20-02-2026 Consumer Protection Act, 2019 — Section 2(1)(c) — Deficiency in service — Delay in handing over possession of apartment — Deficiencies in construction and amenities — Developer's unjustified termination of agreement and forfeiture of amount — Commission sets aside termination and orders possession with compensation for delay. India Law Library Docid # 2440715
(14) TATA CAPITAL LIMITED (FORMERLY TATA MOTOR FINANCE LIMITED) AND OTHERS Vs. PRAMANAND PRASAD KUSHWAHA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 20-02-2026 Consumer Protection Act, 2019 — Section 51(2) — Second Appeal — Maintainability against concurrent findings of lower consumer fora — Court may interfere if there is illegality or material irregularity India Law Library Docid # 2440716
(15) PUNJAB NATIONAL BANK Vs. SHRI SOMVIR SINGH AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-02-2026 Consumer Protection Act, 1986 — Deficiency in service — Insurance policy renewal by bank — Bank had voluntarily taken over the responsibility of getting insurance policies acquired and renewed for the borrower since 1992, debiting premiums automatically from the borrower's account — Borrower had reason to believe the policy India Law Library Docid # 2440717
(16) NEW INDIA ASSURANCE CO. LTD. Vs. M/S. RAVI PLANT BIOTECHNOLOGIES LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-02-2026 Insurance Act, 1938 — Section 64UM — Appeal against State Commission’s order — Insured failed to provide necessary documents to establish the quantum of loss — Surveyor’s report is primary and significant evidence and cannot be lightly disregarded without cogent reasons — State Commission arbitrarily doubled the surveyor’s assessed loss without basis — Insurer’s offer based on surveyor’s report and policy conditions is India Law Library Docid # 2440718
(17) J.K. AGRI GENETICS LIMITED Vs. MUKESH KUMAR AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 17-02-2026 Consumer Protection Act, 1986 — Sections 12, 15, 21(b) — Deficiency in service — Misleading advertisement — Purchase of maize seeds — Failure to yield crop — Company failed to provide adequate information on pamphlets/packets regarding best sowing time, temperature requirements, and proper agricultural practices — Farmers' lack India Law Library Docid # 2440674
(18) M/S AXIS BANK Vs. K.V.S.S. SASTRY[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 16-02-2026 Consumer Protection Act, 1986 — Deficiency in Service — Cheque Collection Policy — Bank's responsibility for timely clearance of cheques within validity period — Held, bank cannot be faulted if cheque is presented on the subsequent day after the cut-off time, and consequently, it would lapse for clearance by the payee bank — State Commission's finding of deficiency in service set aside due to lack of rebuttal India Law Library Docid # 2440670
(19) BIHAR STATE ELECTRICITY BOARD AND OTHERS Vs. SHANKAR PRASAD GUPTA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 16-02-2026 Consumer Protection Act, 1986 — Section 2(1)(d) — "Consumer" — Heir beneficiary of electricity connection is considered a consumer for filing a complaint — The electricity board's failure to provide proper notice and opportunity before changing tariff from domestic to commercial constitutes deficiency in service. India Law Library Docid # 2440675
(20) PRABHA SINGHAL AND OTHERS Vs. M/S IMPERIAL HOUSING VENTURES PVT. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-02-2026 Consumer Protection Act, 1986 — Pecuniary Jurisdiction — For determining pecuniary jurisdiction, the value of the claim is the aggregate of the relief sought, including compensation, interest, and costs, not just the consideration amount — This Commission had the necessary pecuniary jurisdiction — The objection is dismissed India Law Library Docid # 2440676